Download Low Deductible Or High Deductible For Health Insurance Gif. Choosing between high and low deductible health plans. Find out which type of plan is best for you.
The main healthcare provider here is blue cross/blue shield, so i would like to go with that as the insurance, but it depends on the pricing. You may pay less money by having low premiums and a deductible you rarely need. But having a higher deductible does mean you pay a lower premium and can afford to put more into a health savings account each month to pay that.
Working with a health insurance agent or broker is probably your best bet at finding coverage that fits your needs and budgets best, but if you're a savvy consumer, then here are some insider tips to determining if a high or low deductible.
A deductible lets health insurance plans continue to cover catastrophic accidents and major health costs while requiring patients to contribute to their own medical care. It applies to health insurance plans with high deductibles that comply with rules the irs sets at the federal level. The main healthcare provider here is blue cross/blue shield, so i would like to go with that as the insurance, but it depends on the pricing. Unlike auto, renters, or homeowners insurance, where then you can decide whether you want a plan with lower monthly premiums and a higher deductible, or one with a higher monthly premium and a lower deductible.